When you drive on Virginia’s roadways, you’re always putting yourself at risk of being involved in an auto accident. And if you are involved in a crash, you may suffer injuries and property damage, which can both be expensive. Because of the costs associated with crashes, all Virginia drivers are required to carry liability auto insurance, but not all drivers do. In fact, around 10% of Virginia motorists are uninsured.
If you’re injured by an uninsured motorist in Virginia, you can still file a compensation claim against them and try to recover your costs from their own personal assets. But there’s a good chance they won’t have enough to cover your medical bills, property damage, and lost wages. Thankfully, you can protect yourself from that situation by purchasing MedPay coverage for your auto insurance.
As with all insurance claims, there’s a chance your MedPay claim will be reduced or denied by your insurance provider. But that’s to be expected, and that’s where we come in. Simply having the coverage means you have a much greater chance of getting the money you’re owed when you’re involved in a crash, especially if the other driver is uninsured or underinsured. In addition, MedPay coverage kicks in even if the other driver IS insured, which means you get more money to get back on your feet.
Purchase as much coverage as you can afford, and if the insurance company doesn’t cooperate, know that you’ve got an advocate in your corner at Lowell Stanley Injury Lawyers. Contact our Virginia auto accident lawyers after a crash for a free consultation—we’re here to help.